Credit Application – 2 part
- Model: JF750
I was driving home from work on the interstate in the right lane at approximately 70 miles per hour, following a truck. In the middle of the lane, there was a rusty three-pronged trailer hitch that was sticking up with the ball up in the air. The truck in front of me cleared the object. I did not have enough time to swerve to avoid the hitch, and it went below my car. I felt a firm “thud” as the hitch struck the bottom of the car, and it felt as though it even lifted the car up in the air. My assistant later found a gouge in the tarmac where the item scraped into the road. Somewhat shaken, I continued to drive.
About 30-45 seconds later, there was a warning on the dashboard display saying, “Car needs service. Car may not restart.” I continued to drive, hoping to get home. About one minute later, the message on the dashboard display read, “Please pull over safely. Car is shutting down.” I was able to fully control the car the entire time and safely pulled off the left shoulder on the side of the road. I got out of the car, and started to get all my belongings out. About 5-10 seconds after getting out of the car, smoke started to come from the front underbody of the car. I walked away from the vehicle to a distance of about 100 yards. More smoke started to come out of the bottom of the car, and about two minutes after I walked away, the front of the car caught on fire.
I am thankful to God that I was totally uninjured in any way from this impact. Had I not been in a Tesla, that object could have punched through the floor and caused me serious harm. From the time of impact of the object until the time the car caught fire was about five minutes. During this time, the car warned me that it was damaged and instructed me to pull over. I never felt as though I was in any imminent danger. While driving after I hit the object until I pulled over, the car performed perfectly, and it was a totally controlled situation. There was never a point at which I was anywhere even close to any flames.
The firemen arrived promptly and applied water to the flames. They were about to pry open the doors, so I pressed my key button and the handles presented and everything worked even though the front of the car was on fire. No flames ever reached the cabin, and nothing inside was damaged. I was even able to get my papers and pens out of the glove compartment.
This experience does not in any way make me think that the Tesla Model S is an unsafe car. I would buy another one in a heartbeat.
Juris Shibayama, MD
AB 1447 (Feuer)
Automobile sales finance: sellers.
The Rees-Levering Motor Vehicle Sales and Finance Act regulates conditional sales contracts for motor vehicles, and, among other things, requires a person selling or leasing a motor vehicle under a conditional sale contract to disclose certain information to the buyer of the vehicle.
A willful violation of those provisions is a misdemeanor and may render the contract unenforceable. A seller who violates the provisions of the act may also be liable to the buyer for monetary damages.
This bill requires a buy-here-pay-here dealer, as defined, to issue a 30-day or 1,000-mile warranty to the buyer or lessee of a used vehicle bought or leased at retail price, and would require the warranty to cover the engine, transmission, drive axle, front and rear wheel drive components, engine cooling system, brakes, front and rear suspension systems, steering, seatbelts, inflatable restraint systems, catalytic converter or other emissions components, heater, seals and gaskets, electrical, electronic, and computer components, alternator, generator, starter, and ignition system.
The bill requires the buy-here-pay-here dealer to either repair those covered parts that fail or, at the buy-here-pay-here dealers election, to cancel the sale or lease and reimburse the buyer or lessee, as specified.
The bill requires the buy-here-pay-here dealer to pay 100% of the cost of labor and parts for any repairs under the warranty.
The bill voids any sales agreement for the purchase or lease of a vehicle that waives, limits, or disclaims these requirements.
The bill provides that a warranty is deemed to have been issued if a buy-here-pay-here dealer fails to issue a warranty pursuant to these provisions.
The bill prohibits a buy-here-pay-here dealer from requiring the buyer to make payments in person, with the exception of the downpayment for the vehicle,
The bill prohibits the buy-here-pay-here dealer from repossessing the vehicle or charging a penalty following timely payment of a deferred downpayment.
The bill prohibits the buy-here-pay-here dealer from, after the sale of the vehicle, tracking the vehicle using electronic tracking technology and from disabling the vehicle with starter interrupt technology, except as specified, and would make a violation of these prohibitions a misdemeanor punishable by a fine of up to $1,000.
The bill also makes findings and declarations related to buy-here-pay-here dealers, and would authorize the Department of Motor Vehicles to promulgate any necessary regulations.
The federal buyers guide must be posted to reflect a 30 day 1000 mile warranty if buy here pay here financing is offered within the dealership.
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